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Lay Buy

How it works

We offer 2 ways to purchase your new pram

  1. Buy now where you can purchase in full using your credit card or PayPal account.
  2. Lay Buy where you pay a 30% deposit and then have up to 2 months to pay the balance.

Lay Buy is not a finance or a credit agreement and therefore you have no interest to pay on your purchase.

LAY-BUY makes it easy for you to buy the products and services that you need by paying for them via a 30% down payment and then the balance within 2 months.

AFFORDABLE: My Cosy Baby charge no fee for this service to our customers.

SECURITY: All Payments are processed within Stripe (credit card processor) or PayPal’s safe and secure environment’s.

CONVENIENCE: To set up Lay Buy all you are required to do is:

    1. Choose the products you wish to purchase
    2. Email us at stating which products you chose, your name, delivery address and your email address.  
    3. Let us know if you prefer to use your credit card or PayPal to pay your deposit.
    4. We will then send you an invoice request for 30% of the total.
    5. If at any time you wish to pay off more or to pay in full, again just email us the amount you are looking to pay off and we will send out a new invoice payment request.
    6. Once the final payment has been made we will send your new pram to you.

If you wish to finalise your Lay Buy earlier, please contact our accounts department . Please remember to include the name the order was placed in and the email used.

No interest charges ever, no membership fees ever – NO DEBT.

My Cosy Baby Lay Buy Terms & Conditions

Under our Lay Buy agreement, the customer is deemed to have agreed to the following terms:

  • A deposit of 30% minimum is required when the Lay Buy is set up.
  • Lay Buys are on a 2 month term
  • Lay Buys exceeding the 2-month period will result in cancellation of Lay Buy.
  • Please choose your pram carefully as once the Lay Buy is set up, no changes of product can be made.
  • Prices of items on Lay Buy are fixed to the price at the time of the Lay Buy, discounts will not be given at the time of pick up/shipping regardless of sale prices at the time.
  • No change can be made to Lay Buy sales on orders once they have been ordered/delivered.
  • If you decide after you have set up your Lay Buy agreement that you wish to cancel it there will be a 5% cancellation fee of the total of the amount paid to date. This is to cover PayPal/Stripe fees we incurred and also admin.

Please remember if paying by PayPal you will need access to your PayPal email address as all receipts, confirmation and invoices will be sent to this email address. Once a Lay-Buy has been set up, we cannot change your email details.